Did you notice we said you "could" borrow up to your credit limit?

We definitely didn't say you "should" borrow up to your credit limit.

Here's a tip:

---

Never borrow even close to your credit limit!

---

Even if you plan to pay off the credit card loan right away, never borrow even close to your credit limit.

Why are we so cranky about this?

Borrowing close to your credit limit will almost always get you in trouble:

• Credit card companies can penalize you heavily if you go one cent over your credit limit.
• Credit card companies are famous for doing things that will put you over your credit limit.
• Credit card companies are famous for putting unexpected charges on your account.