Debt
Have You Considered a Layaway?
Layaways plans are still a thing. And many people lose money on layaway plans. Check out this video now, and make sure you do this right.
Are Payday Loans Good, Ever?
When strapped for cash, people are willing to jump through all kinds of hoops to get additional money. But are payday loans a good idea? What are yo…
How to Manage Your Money During a Recession
Between improving your savings, managing your debt, and investing wisely, there is a lot you can do to brace yourself for a coming recession. Here�…
Are (New) "Buy Now, Pay Later" Services Safe?
Though BNPL services have been around for quite some time, the new services offered are making it very easy for you to purchase items now, and pay t…
Buy Now, Pay Later. What Could Go Wrong?
When shopping online and off, have you noticed a payment option that allows you to pay over time? These options are offered by companies such as After…
What Is Wrong with Investing Gamification?
Unfortunately, just about everything. Thinking investing (through gaming) is harmless fun, can cost you dearly. Think money loss, rip-offs and even …
Not Enough Money to Feed Your Family?
About 35 million people in America are worried about not having money to feed their families, so called food insecurity. This video offers tips as w…
What Is Predatory Lending?
Not all lenders are legit. So what are the warning signs? Check out our tips right here.
If You Have Debt, You're a Target!
If you have debt, owe people money, or are struggling paying your bills, you are a potential target for scammers. Watch this video now...
Looking for Tips to Manage Your Debt?
Concerned about your debt? You aren't alone. According to the Federal Reserve's February 2021 Consumer Credit G.19 report, U.S. consumer debt is aroun…
¿Buscas Consejos para Administrar Tu Deuda?
¿Preocupado por tus deudas? No estás solo. Según el informe de Crédito al Consumidor G.19 de febrero de 2021 de la Reserva Federal, la deuda de lo…
Pros and Cons of Buy Now, Pay Later Services
When shopping online, have you noticed a new payment option that allows you to pay over time? These options are offered by companies such as Paypal Cr…
Car Repossession: There's Only Bad and Ugly
If you can't make your car payments on time, you may be at risk of getting your car being taken away, or "repossessed". It won’t be a fun ride, gu…
Presupuesto Básico 101
¿Estás viviendo a la altura de tus ingresos? ¿Yendo un poco más allá de tus ingresos para llegar a fin de mes, acumulando deudas en la tarjeta de…
Basic Budgeting 101
Are you living right up to your income? Going a bit beyond your income to make ends meet—running up credit card debt or dipping into savings? If so,…
Do You Go into (Extra) Debt for the Holidays?
Is going into debt the best way to show your loved ones you care? Probably not. Still, the majority of us do...
What Is Predatory Lending?
Predatory lending is using deceptive or unfair tactics to get a borrower to take out a loan that benefits the lender instead of the borrower. These ty…
No Credit? Bad Credit? Yummy!
Yummy! (If your goal is taking advantage of people.)
A bad credit personal testimony: My Past Money Mistakes and My Future Hopes
Can Your Credit Card Limit Be Lowered?
Credit card issuers periodically review accounts to determine if a customer's credit worthiness has changed. That review can result in a decrease or i…
Are You a Sucker for Student Loans?
There's a chance (some say a good chance) that in the near future, student loans will be forgiven and universities will be free for all students. That…
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