Do you know anybody who uses check cashing services or someone that buys money orders to pay bills?

The vast majority of these services are ripoffs of the hugest order. Take a look at this article by the Center for Responsible Lending.

And here's a website hosted by the Consumer Federation of America dedicated to the dangers of payday loans.

And here's the worst thing about some check-cashing services: They convince you to try their nifty "payday loan" services.

You decide...